Roof damage
Lifted or missing shingles, damaged decking, flashing, and soffits. Roof openings often lead to secondary interior damage, so early documentation matters.
Hurricane Isaias recovery · Escambia to Bay County
Florida Panhandle hurricane repair.
MG Professional LLC provides hurricane home repair planning and itemized Xactimate estimates in Florida’s Panhandle. Our Xactimate-certified estimators document damage, measurements and repair pricing for your insurer’s review. We serve homeowners from Pensacola to Panama City, with inspection timing and project availability confirmed individually.
Background: conceptual illustration, not a photo of a real project or disaster site.
One steady step at a time, back home.
Storm information
Where can homeowners find official hurricane updates?
Repair guidance reviewed by MG Professional LLC on . The storm report below is a dated source, not a live advisory.
Official update dated October 10, 2026
According to the Florida Division of Emergency Management, Hurricane Isaias made landfall near Destin on October 9, 2026. Conditions and recovery guidance change quickly; always rely on official sources for current information.
Before anything else
Your safety comes before your house.
01
Stay out if unsure
Avoid entering if you smell gas, see sagging ceilings, or notice water near electrical panels. Follow instructions from local officials.
02
Document from safety
Photograph every elevation and damaged area, with wide and close shots. Keep receipts for tarps and emergency supplies.
03
Call your insurer
Report the damage to your insurance company and ask which coverages and deductibles apply to wind and to flood.
Xactimate-certified estimators
What is included in an Xactimate repair estimate?
Our Xactimate-certified estimators prepare itemized repair scopes with photos, measurements, and line-item pricing that insurers can review. A well-documented estimate can reduce avoidable questions.
Coverage decisions, approvals, payments, and repair schedules remain dependent on your insurer and your project. We are a contractor, not a public adjuster or insurer representative, and we cannot guarantee any claim outcome.
Photo documentation
Organized images of each damaged area tied to the scope line items.
Measurements
Roof squares, wall areas, and room dimensions recorded for accurate quantities.
Itemized repair scope
Each repair broken into Xactimate line items, from tear-off to finish.
Clear pricing
A readable estimate you can share with your insurer and keep for your records.
What we repair
Roof, wind, and water: understanding the damage
Wind damage
Siding, windows, doors, fences, and fallen-tree impact. Wind damage is commonly addressed under homeowners policies, subject to your hurricane deductible.
Water and flood
Wind-driven rain and rising floodwater are treated differently by insurers. Flood is typically covered by a separate flood policy. Drywall, insulation, and flooring may need removal to prevent mold.
How it works
A calm, clear path forward
01
Reach out
Call or send the request form. Tell us what happened and where.
02
Confirm availability
We confirm service availability and inspection timing for your address individually.
03
Inspection and documentation
Photos, measurements, and notes on every damaged area.
04
Itemized Xactimate estimate
A detailed repair scope you can share with your insurer.
05
Repair and rebuild
Licensed Florida construction once you choose to move forward.
Florida Panhandle communities
From Pensacola Bay to St. Andrew Bay
We are reaching out to homeowners in Escambia, Santa Rosa, Okaloosa, Walton, and Bay counties. We do not have local offices in these areas; service availability and inspection timing are confirmed individually.
- Pensacola
- Gulf Breeze
- Navarre
- Fort Walton Beach
- Destin
- Niceville
- Santa Rosa Beach
- Panama City
- Panama City Beach
Counties: Escambia County, Santa Rosa County, Okaloosa County, Walton County, Bay County.
Request an estimate
Tell us what happened. We will take it from there.
Prefer to talk? Call us. Calling opens your phone's dialer; nothing is dialed automatically.
(850) 204-3574MG Professional LLC is a licensed Florida residential contractor. We are not public adjusters and do not represent any insurance company.
Questions homeowners ask
Hurricane repair FAQ
Who provides hurricane home repairs in the Florida Panhandle?
MG Professional LLC is a Florida residential contractor, license CRC1335883, offering hurricane repair planning and itemized Xactimate estimates for homeowners in Escambia, Santa Rosa, Okaloosa, Walton and Bay counties. Our team includes Xactimate-certified estimators. Inspection timing and project availability are confirmed individually.
Does an Xactimate estimate guarantee insurance approval?
No. An Xactimate estimate documents the proposed repairs, quantities and pricing; it does not determine insurance coverage. Your insurer decides coverage and payment under your policy. MG Professional LLC prepares repair estimates and performs construction, but does not promise claim approval or act as a public adjuster.
Is it safe to go back inside my damaged home?
Follow local officials first. Do not enter if there is standing water near electrical outlets, a smell of gas, visible sagging in the roof or ceiling, or structural shifting. Wear sturdy shoes and gloves, and photograph damage from a safe distance. If in doubt, wait for officials or a qualified professional.
How should I document hurricane damage before repairs?
Take wide photos of each side of the house, then close-ups of every damaged area, with a date if possible. Record video walking room to room. Keep damaged materials if safe until your insurer says otherwise, save receipts for emergency purchases such as tarps, and write down when you noticed each issue.
What is the difference between wind damage and flood damage for insurance?
In general, many homeowners policies address wind damage, while flood damage from rising water is typically covered under a separate flood policy, such as through the National Flood Insurance Program. Your specific policy controls. Ask your insurer or agent which coverage applies to each part of the damage.
What is a hurricane deductible?
Many Florida homeowners policies include a separate hurricane deductible, often a percentage of the dwelling coverage rather than a flat dollar amount. Flood policies have their own deductibles. Check your declarations page or ask your insurer for the exact amounts that apply.
What is an Xactimate estimate and why does it matter?
Xactimate is estimating software widely used in the property insurance industry. Our Xactimate-certified estimators prepare itemized repair scopes with photos, measurements, and line-item pricing that insurers can review. A well-documented estimate can reduce avoidable questions, but coverage, approval, payment, and repair schedules remain dependent on your insurer and your project.
Are you a public adjuster or working for my insurance company?
No. MG Professional LLC is a contractor. We are not public adjusters, we do not negotiate claims on your behalf, and we do not represent any insurance company. We prepare repair estimates and perform construction work.
Can you inspect my roof right away?
Service availability and inspection timing are confirmed individually based on location, safety, and current scheduling. Contact us and we will tell you honestly what we can offer for your address.
What if water is still coming in?
Reduce further damage when it is safe to do so: move belongings away from leaks, place containers, and consider temporary covering. Most policies expect reasonable steps to prevent further damage. Keep receipts and photos of any temporary measures.